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Buy your rented home - the 'right to buy'
Can you afford to buy your home?
We recommend that you fully evaluate your financial situation and understand all costs associated with purchasing your home before proceeding to apply.
A detailed assessment of income, expenditure, and financial circumstances, including a budget planner can be completed by a financial advisor or TMP* can assist you to conduct an affordability assessment, this can be completed before applying to buy your home to avoid disappointment
*Other mortgage advisers are available
What you can do to get ready to buy
To prepare for purchasing your home, we recommend taking the following steps to assess your financial readiness:
Use tools like Zoopla home value estimator to get a guided price for your property.
If you require a mortgage, seek professional financial advice. We recommend reaching out to The Mortgage People* for guidance.
*Other mortgage advisers are available.
Be aware of the costs involved in buying your home, which may include:
- Solicitors’ fees
- Survey costs
- Mortgage arrangement fees
As a homeowner, you will be responsible for:
- The cost of all property repairs
- Service charges for maintaining communal or shared areas
- Paying for buildings insurance
Review property prices in your area and calculate the mortgage amount you are likely to need to ensure affordability.
How do I apply for Right to Buy?
Please note before we can process your right to buy application you will need a home visit from your Neighbourhood Coach.
- Check your eligibility via the government website
- Download and complete the Right to Buy application form. Send the completed forms to ehst@bromford.co.uk
- Once completed, fill and submit the buy your rented home form here.
Right to Buy FAQs
Right to Buy is a scheme that allows most council tenants, as well as some housing association tenants, to buy their home at a discount.
If your home used to be owned by the council, but they sold it to us while you were living in it, you may have the Right to Buy. This is called ‘Preserved Right to Buy’.
You may be able to purchase your rental home if;
- You rent your home from Bromford and have a 'secure' tenancy - a tenancy given to you by Bromford before 15 January 1989 OR
- You were a Council tenant when the management of your home was transferred to us from Cotswold District Council, Lichfield District Council, Tewkesbury Borough Council or South Gloucestershire Council AND
- You don't live in sheltered or other housing specifically for elderly or disabled people AND
- You don't have any outstanding possession orders against you because you have breached the terms of your tenancy agreement.
Discount will be set at regional variations and will depend on the location of your property. Find out more on the government website here.
Any improvement that you want to be taken into consideration for your application must have been:
- previously approved in writing by Bromford
- paid for by you (proof will be required)
- applied for and completed in the last 12 years
We will not consider improvements that are over 12 years old or that were not approved by Bromford.
All improvements must have increased the value of the property according to the official valuation at the time of your application to buy your home.
Not all improvements are considered to add value to the property. For example, redecoration or general maintenance.
Improvements that could be considered to have added value to the property include central heating, double glazing, a fitted kitchen, or a new bathroom suite.
For full improvement information and application go to - Ask us for permission to make a change in your home.
More information
The government website is full of further information that you might find useful on the Right to Buy page.
Privacy Notice
When you purchase your home, we share your data with the Ministry of Housing, Communities & Local Government for research and statistical purposes as part of the COntinous REcording of Social Housing lettings and Sales (CORE). Learn more about how your data is used for research.
Please advise your case handler if you do not wish to take part in the COntinous REcording of Social Housing lettings and Sales (CORE).