Our joint responsibilities in your home

As a leaseholder you have special rights and responsibilities for your home.

The lease is a legal contract between you and Bromford which sets out our joint responsibilities. As a shared owner you have a leasehold interest in the property and Bromford is the landlord.

When you purchased the property your solicitor would have given you a copy of your lease. If you have a mortgage on the property your mortgage lender may also hold a copy. You may also be able to obtain a copy from the Land Registry.

A shared ownership lease typically lasts for 99 and 125 years from the date the first person bought a share in the property. The length of the lease decreases over time.

If the property is sold to a new shared owner, the lease is simply assigned to the new owner – a new lease is not created. It is possible to extend the term of a shared ownership lease. Please see the dedicated section below.

Your responsibilities

• Pay your rent and buildings insurance.
• Take out contents insurance.
• Maintain your home and carry out your own repairs.
• Pay a service charge if there are communal areas to be maintained.
• Contact us if you want to move out of the property or buy more shares.
• Ask our permission if you want to carry out alterations.
• Let us into the property after giving you notice to view the condition of the property or to repair an adjoining property or communal areas.
• Make an effort to sort out differences with neighbours.
• Keep safe – arrange regular gas servicing.

Bromford’s responsibilities

• Ensure buildings insurance is in place.
• Maintain and repair any unadopted communal or shared areas, roads or grounds and the structure of apartments.
• Collect the rent and any service charge payments from you and notify you of any changes
• Provide easy access to services.

The leasehold advisory service can provide you with free advice on the law affecting residential leasehold property.