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First-time buyer guide

An affordable way to get onto the property ladder

Shared Ownership 510X306

Shared ownership is a fantastic opportunity for those of you who want to get a foot on the property ladder but can't afford to buy a home on the open market.

It allows you to buy a share in a brand new leasehold property − either a house or an apartment − on a part buy/part rent basis and pay a subsidised rent on the part that you don't own.

Click on the image to watch the short video about shared ownership.

Take a look at the What is shared ownership? infographic.

Search our latest developments available with shared ownership

Help to Buy shared ownership, which replaces HomeBuy, enables you to buy between 25 per cent and 75 per cent of your new Bromford home and then buy more as and when you can afford to.

In most cases, as you become able to afford it, you can, if you wish, buy additional shares until you own the property outright. This is known as staircasing.

You pay Bromford Homes a discounted monthly fee on the remaining share, which we continue to own. You benefit from lower monthly payments, compared to buying a home outright, but get all the benefits of a new home.

 

Are you eligible to buy a shared ownership home?

Find out if you might be eligible to buy a shared ownership home here: Can I buy a shared ownership home? or by watching this short video.

Eligibility Still

 

Q&As

We held a live Q&A with our shared ownership experts - You could find the answer to your burning question here

Shared ownership Q&A for parents - Here are some of the most frequently asked questions about shared ownership − and the answers.

What is a Help to Buy agent?