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Ways to buy

Get on the property ladder with HomeBuy shared ownership

More about shared ownership

Steps to buying your new home

Buying your new home is one of the biggest decisions you'll ever make. Whether it's raising a deposit, securing a mortgage or simply finding the right home − every aspect can be a challenge.

We're here to help you throughout the process. Now that you've reserved a new home with us, let us make your purchasing journey as smooth as possible.

This six-step guide answers most of the questions you might have.

We understand that you won't have much time and that's why we recommend putting these key dates in your diary to ensure a smooth purchase.

The Big Day

Reserve your home, appoint/inform your solicitor and arrange an appointment with a bank or building society to apply for a mortgage and pay your valuation fee. If necessary, advise your employer that reference of earnings is required.

3-4 days later

Bromford's solicitor will send contracts to your solicitor.
Once these documents have been received, arrange an appointment to discuss the contracts.

Within 14 days

On certain developments it may be possible to make your mark on your new home by taking advantage of any options to personalise the bathroom, kitchen or other rooms. Ask your site sales consultant about any choices you have on features like kitchens doors, worktops and tiles and check when you need to decide on them.

Before you move into your new home, you'll get the chance to view your new home during normal working hours to raise any construction-related queries or concerns. Be sure to arrange a meeting through the sales consultant or sales administrator.

Make an appointment with your solicitor. Bromford's solicitor will send contracts to your solicitor.  Once these have been received you need to arrange an appointment to discuss the contracts and go through any queries that have been raised.

After you've exchanged

Get to know your new home. When your new home is nearing completion, your sales consultant will arrange an appointment to view it. This means you will get the chance to get familiar with the layout and understand how features like heating and other appliances work.

Legally complete

Once monies have been received and legal completion has taken place, your sales consultant will contact you to arrange a date and time to collect the keys to your new home. During this meeting, your sales consultant will take you to your new property, read the meters and then formally hand over the keys.

After completion

We will contact you seven days after you move into your new home, with a follow-up meeting a month later, to check everything is as it should be.